By Tom J. Kennedy
NOTE: This article is a good backgrounder for those who are becoming aware of (a) the evil and immoral effects of the design flaw of usury and (b) the power and potential of the usuryfree community currency movement - watch for more details during the 9th Annual UsuryFree Week from November 13th to 19th, 2013.
There is a remarkable
distinction between the respective and differing qualities of usuryfree power
and usury force. Unless, debtors have read the book “Power vs Force” by
David R. Hawkins, they are likely to be unaware of the difference between
usuryfree power and usury force.
I have read “Power vs
Force” and in this article, I will attempt to apply the determinants that
David R. Hawkins writes about to advocate and promote usuryfree power as the
optimal tool to solve the many societal problems associated with usury force.
Throughout history, the
creditors (usurers) have sought to achieve and maintain their status and wealth
by controlling the debtors in society through the simple - and at the same time
complex - function of usury - a fear-based, control mechanism.
There is much evidence to
show that the harder the debtors must work to pay their usury and taxes (the
majority of income taxes goes directly to pay debt service (usury) on the loans
of the various levels of government – (municipal, provincial/state, and
federal), the richer the usurers become.
Indeed, the energies of the
ill-informed debtors have been co-opted over the centuries to produce for the
creditors (usurers) those life’s pleasures commonly denied to the debtors. When
this truth is fully realized, it is likely to beget the outrage of yet another
revolution by the multiple millions of raging debtors who have not yet been
To avoid any further
destructive revolutions, the active usuryfree creatives - the re-educated
debtors, the usuryfree power advocates - have crafted a usuryfree resolution.
The current resolution for
usuryfree power is best defined as a wonderful weapon of mass instruction to be
applied in the ongoing information awakening that the re-educated debtors are
intent on expanding.
Debtors who are reading and
re-reading the postings at The UsuryFree Eye Opener and at other blogs/websites are acquiring and applying much
relevant knowledge that formal education neglects to teach.
These re-educated debtors
know that fear is predominant in the world of usury force, while love dominates the world of usuryfree power and they are intent on replacing fear - the
favoured tool for usury force with love - the more powerful tool of usuryfree
It is ironic that debtors who
are not yet re-educated – let’s refer to them as fearful debtors – are
satisfied to be subservient to their crafty financial creditors (usurers)
whose mission is ironically, to keep all debtors forever, in financial slavery
By accepting to be forced to
pay usury on loans and mortgages, the fearful debtor surrenders his/her power to the
By embracing the usuryfree
time currency movement, the debtor envisions that usuryfree living is within
possible and probable grasp, thereby taking back his/her power as an active
usuryfree creative who advocates and promotes usuryfree power.
Initially, enormous power is
required to get a rocket to lift off and depart planet earth. As it leaves the
gravitational field of planet earth the rocket requires less power. Finally, it
moves through space under its own momentum.
Similarly, as we shift our
consciousness as debtors to embrace usuryfree power and reject usury force an
enormous amount of re-education is initially required to instill in debtors the
belief system that indeed by focusing on usuryfree power, the experience of
usuryfree living is possible as we progress into this 21st century.
Yes, since formal education
fails to address the issue of “usuryfree power vs usury force,” all debtors
must commit to a self-imposed course of re-education to raise our individual
and collective consciousness to the possibility of experiencing usuryfree
living in this incarnation.
Few debtors are actually
aware that it is the force of usury or “usury force” that keeps debtors
subservient to creditors for generation after generation. The good news is that
when debtors experience the power and potential of usuryfree living, their lives as debtors
are changed forever.
Indeed, it is time for
debtors everywhere to climb up from the first rung of the ladder. This happens
when a re-educated debtor chooses to share his/her new knowledge and exposes
the design flaw of usury as the chief cause of the majority of problems that
affect modern society. The far-reaching ripple effects of such targeted re-education
will extend to all corners of the conventional economy.
The true answer to the baffling
complexity of our orthodox, economic system of usury-based, debt money, is to
embrace the usuryfree time currency movement with its hallmarks of simplicity
and its proven track record.
The creditors (usurers) who
exact usury on the loans and mortgages of debtors rely heavily of force as
expressed by laws, rules and regulations that are enforced by the courts, which
are in turn backed up by the enforcers – the police with guns.
To experience the reality of
usuryfree living is empowering and extraordinarily simple knowing that
usuryfree power breeds peace, prosperity and abundance with ease and clarity.
To live knowing that the
usurers will exact their usury from the debtor’s meager, monthly earnings is to
experience fear in a world of wars, violence, poverty, scarcity and lack.
During the latter years of
the 20th Century and during this first decade of this 21st
Century, the research has been done, by meticulous researchers. Their findings
have been exposed in books, e-books and video documentaries. We now have the
answers to the societal problems caused either directly and/or indirectly by
the function of usury on our orthodox, economic system of debt money.
Usury force by the creditors
(usurers) cannot ever accomplish what usuryfree power bestows on the
re-educated debtors who have been re-educated to know the truth about modern
Usuryfree power is nurtured with
love, through inner awareness and new knowledge, while usury force relies on
ignorance and breeds fear while immobilizing and restraining the debtor.
The hope is that re-educated
debtors will recognize the fact that by embracing usuryfree power, the sources
of economic pain, fear, suffering and failure associated with usury force can
eventually be unraveled or undone.
Re-educated debtors commonly
react positively to usuryfree power and negatively to usury force. Inherent in
the re-educated debtor is the capacity to detect the negative elements properly
attributed to usury force.
Usuryfree creatives believe
that the technique of “critical point analysis” will play a key role in
shifting the economic paradigm from passively accepting usury force to actively
rejecting usury force while creating and promoting the noble experience of
In defining “critical point
analysis,” David R. Hawkins explains that the critical point is that particular
point where the smallest input will result in the greatest change.
Never forget that an
extremely minute variation over an extended time period can have the effect of
producing a profound change. Consider the example of a ship whose bearing is
only one degree off compass, but at the end of the journey the ship eventually
finds itself hundreds of miles off course.
This unique phenomenon of “critical
point analysis” is an essential mechanism that can be applied by re-educated
debtors who are keen to experience the power of usuryfree force which eventually
leads to the ultimate experience of usuryfree living.
In relation to shifting the
economic paradigm from usury force to usuryfree power, the smallest input has
been (and still is) at the grassroots level of society and any action here will
eventually result in the greatest change at the national and global level.
As advocates of “usuryfree
power,” let’s commit to challenging “usury force” as imposed by the creditors
(usurers) by (a) re-educating debtors one at a time (b) participating as a
time-trader within a local, usuryfree time currency group or network and (c)
sharing the new catchphrase to make it popular within our respective circles of
influence: ‘None of us is freed from usury, until all of us are freed from
During the Year of UsuryFree Living, various advocates of “usuryfree power” have been engaged in discussions
(both online and in real-life situations). It is commonly agreed that, now in
2013, the time is right to claim our destiny by focusing our intention on
raising consciousness to embrace “usuryfree power.”
It is also commonly agreed by
the advocates of “usuryfree power” that there is growing evidence of the “shop
local” and “loyalty” phenomenon gaining popularity with small to medium-sized
businesses, in local communities everywhere.
Advocates of “usuryfree
power” suggest that the next step to co-create the experience of usuryfree
living is to twin well managed, loyalty programs and/or discount or reward
programs with the usuryfree community currency movement. It has been observed
that astute consumers who embrace loyalty programs often view their earned
“loyalty points” in a manner similar to the way local traders view their earned
units of usuryfree community currency.
Statistics published by
Jupiter Research indicate that 75 percent of consumers now have at least one
loyalty card, and one-third of all shoppers have two or more loyalty cards.
Given the ease of modern
technology, coupled with the invention of digital wallets and digital tracking
with assigned bar codes, it is anticipated that in the not-too-distant future,
a private, innovative software company will emerge with a multi-faceted
software package that will permit merchants and consumers to negotiate
transactions that permit and track (a) discounts (b) rewards or points (c)
while using a combination of federal cash and usuryfree community currency to
close the sale.
An added bonus to push the envelope would be a
creative, software program that permits consumers/merchants to trade/exchange
points, rewards etc. as well as any usuryfree community currency along with
federal cash - indeed when this happens it may very well be the "critical point" that we have been longing for.
NOTE: Readers are invited to read,
re-read and share this article and offer any feedback and comments with
suggestions to enable “usuryfree power” to overcome “usury force.”